If you had a car accident, you probably want to make an insurance claim car accident with the police or the other driver. Once an application, an insurance adjuster, who works for the car insurance will contact you. He or she will collect all the facts, you will receive all information from you about your accident if your insurance car insurance covers, and its investigation to determine who was at fault before the value of setting his insurance claim car accident. The process is not complicated, but if you have never been through, there are some important things you should know.
TIP: Keep in mind that the experts working in insurance claims for the insurance company, not for you! The automobile claims insurance secret is that they are trying to settle claims quickly and economically as possible, before a stiff neck proves whiplash or hematoma to debilitating leaves a permanent scar, or decide to consult a lawyer, and the application grows in value. Knowing this does not mean that the automatic adjustment of the claim for the success of your application is extremely important!
Which car claims adjustment is necessary
The expert of car insurance will participate the names of all persons and vehicles to know that was damaged, and if anyone was injured. Photos Would you like your vehicle, damage estimates made copy of the police report if it is an information and contact witnesses. When you work with a car insurance expert, be prepared to answer questions about the details of the accident, and who was driving, what just happened before the accident, which is available witnesses, and police surveyed the scene. The expert in insurance claims seek full details of the accident, so I can answer all questions as good, be prepared.
Talk to your needs for automatic adjustment
The first rule when working with disaster is to be very careful with what you say. Even a friendly response like, "I'm fine Mrs. Jones, how are you?" It can appear in his written report that, "said the victim, it feels good." This can affect the liquidation value of its claim accident or your chances of recovery in court if the insurance company is trying to show you, after the accident were can exaggerate fine and injuries.
The adjustment may wonder if they can record the conversation so you go about it later in the event, you can miss something. In general, you should have a polite "no" say to the request, and take the time to consult a lawyer. You can simply say to the experts: "I will be happy, informal to go with you on everything, but if you store something that sounds a bit formal, then maybe I would do better to talk to a lawyer first and ask questions . .. .. "
Tips: If you record the conversation, the auto claims adjuster has an added incentive to try to have to tell me something - are caught on tape - that may jeopardize your potential claim, show his memory is faulty, be interpreted as misleading , or suggesting he exaggerates.
Most people your injuries minimize serious to not cry like a baby might seem - especially men seem hard and learn to grin and bear. Any statement, make that minimized their injuries against them are used when the insurance company assesses your application and provides a solution. It is best to politely say adjuster with an attorney to speak before saying anything to devalue their injuries.
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