Both the city of Cape Coral and characteristic death Insurers Association of America Warning owners by the tornado on Saturday affected to take care when a contractor will make the setting repairs.
"The city administration wants the importance of not hire unlicensed contractors to emphasize work on houses that were damaged by the tornado, or for any other work within the limits of the city of Cape Coral" a display of the Cape Coral Police Department issued said on Monday. "Contract is an important project for most people and want to be sure that the company you hire is legitimate ..."
The release of death, the insurer Association of America has similar advice.
"Beware of unscrupulous contractors after a natural disaster," the statement said. "Contact to request your insurance company, agent or an office of a local company references to potential entrepreneurs and certificates of liability and workers compensation before signing the contracts."
Now the owner of Cape Coral are reporting that experts private claims unexpectedly in the houses that appear visible damage, is contemplated. Others have actually reported the occurrence of individuals obtained in garages or just the owners in hopes outside approach work always in connection with repairs.
CCPD has to determine the following tips contractor who did not do the appropriate license work in the city:
* Be aware of "special" or offer ", which is only good for today."
* Most entrepreneurs are not for companies to do the research to door to door.
* Ask. The names and addresses of previous customers
You may require payment in full or partial advance payment without doing any work. Most companies collect payment, if the work has been completed or during the process.
* Contractors need local and state to work in the city of Cape Coral licenses. The license number must be in working vehicles and agreements to provide their customers.
* Consumers can check myflorida.com to see if the contractor is licensed or not.
* Residents can also call 239-574-0432, which is the licensing department for the mayor of the city check licenses and state for entrepreneurs.
Meanwhile offered PCI those whose property is damaged, the following general information, showing the "first step to recovery is contact your insurance company to begin the process of settlement of claims."
"The most severe weather-related events such as hail and tornadoes by any of a policy owner falls, renters or business insurance. Renters insurance covers personal property by a damaged tornadoes insured. Storms and hail for cars is full coverage auto insurance" the association states covered.
Tornado PCI recovery tips are:
* Secure property from further damage or theft.
Contact * Your insurance agent or company representative to report damage as soon as possible.
* Inventory losses and image damage to ask your insurance agent available. Keep receipts.
* If you own a business, detailed records of business activity that is affected by the tornado or storm, and a list of additional costs to maintain during the interruption. Prepare to files on the company's income appears before and after the loss.
"Many standard homeowner's policy" and tenants provide reimbursement for additional living expenses when the property is determined to be uninhabitable due to damage, "advises the statement of the Association." This arrangement helps the increased maintenance costs are necessary, such as meals temporary pay accommodation and restaurant. In addition, other services such as parking and a laundry service are accommodation costs may also be covered. Additional living expenses coverage will not pay for all the costs, so contact us to get your insurance company or agent a list of what your policy covers. "
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